Loxon Basel 2

Loxon
Lending

Would you gain process efficiency and integrate risk assessment? Control the whole lending lifecycle from sales and decision steps all along to contracting and monitoring phases.

Loxon
Collateral Management

Missing Basel II compliant collateral analytics? Keep record of your collaterals and optimize your regulatory and economic capital requirement.

Loxon
Collection

Facing rapidly growing ratio of bad debts? Improve your collection strategies, reach more customers with your collection team and automate more to increase collected recoveries.

Loxon
Rating/Scoring

Plan to improve your decision and client monitoring practices? Centralize financial data capture, use various indicators, quantitative and qualitative measurements.

Loxon
Limit Management

Using limit based approach in corporate lending? Build your limit structure and evaluate limit usage of customers and groups according your credit policy.

Loxon
Early Warning

Need to recognize problematic exposures in an early stage? Wish to up-sell to good clients? Predict the probability of default using behavioral approach on expert or statistical base.

Loxon
Basel2

Implementing Basel II regulations? Utilize state-of-the-art risk calculation methods, maximize risk adjusted performance and become fully Basel II compliant.

Loxon Basel2

Loxon Basel2 calculation engine is serving the Basel II and advanced risk management requirements and regulatory reporting, covering the national discretions in several countries. The calculation engine includes the standardised approach, foundation and advanced internal ratings based approaches for credit risk, the basic indicator approach and the standardised approach for operational risk and the standardised approach and the internal model approach for market risk. Beyond complying with the supervisory rules the system provides additional risk analytic tools to support the work of risk managers (e.g. portfolio builder based on customized criteria, stress testing on any portfolio etc).

Expert speaks »

We Can

Share with you our experience in risk management and Basel II system implementations in CEE, MEA
Understand Your needs (e.g. national discretions on Basel II and preferred market, credit, operational risk calculation methods) and customize our solution on them
Support the complete regulatory reporting process in an auditable and automated way reducing manual works
Provide you a tool to better understand the overall integrated risk profile of your company
Guide Your Bank through the Risk management system implementation process
Completely integrate our solution into Your IT & business enviroment

You Can

Optimize your regulatory and economic capital requirement by optimal collateral allocation; utilising the wide range of state-of-the-art risk calculation methods be fully Basel II compliant from regulatory reporting point of view (both Pillar I and Pillar II reports, incl. e.g. stress tests)
Maximize the risk adjusted performance (e.g. RAROC) of your portfolio through optimizing the portfolio composition
Analyze the risks of your portfolio by slicing and dicing it by several dimensions (e.g. by Industry or region) have a perfect insight into the logic of the systems instead of using a black box solution reconcile all data in the system with the general ledger both on granular and aggregated levels